● Financial assistance to SMEs

Know who owes you, what you sold, and what's left in stock

Tell tiTi what happened — by chat or voice note — and your books keep themselves. Sales, debtors, stock and receipts, without a notebook and without a download.

Start free 💬 tiTi on WhatsApp — coming soon
✓ Free plan, no card ✓ Works in any phone browser ✓ Built in Nigeria
Receipt #42

ADE STORES

Osogbo · 02 Oct 2026
Rice (50kg) ×1₦68,000
Groundnut oil ×2₦14,000
Total₦82,000
Paid₦50,000
Balance this sale₦32,000
Previous balance₦18,000
Total owed now₦50,000
tiTi
sold 1 bag rice 68000 to mama bola, she paid 50000
Recorded ✅
Mama Bola now owes ₦50,000. Receipt #42 sent.
who owes me
7 customers owe ₦214,500 in total. 2 are overdue — here is who to chase first.
Records today → financing tomorrow
128businesses keeping their records
1,546sales and payments recorded
₦83.3min customer credit being tracked

What you get

Everything your shop needs, in one place

Built for shops, traders, artisans and service businesses — not for accountants.

Record sales in seconds

Type it or send a voice note. Cash or credit, tiTi understands everyday language.

Never lose a debt again

See who owes you, how much and since when — so nobody is forgotten.

Stock that counts itself

Every sale reduces your stock. Low-stock alerts before you run out.

Receipts and invoices

Send a clean receipt straight to your customer's phone, and keep a numbered record for yourself.

Profit you can see

Daily, weekly and monthly sales, best sellers and margins on your dashboard.

A record that opens doors

Keep records and build a business scorecard financiers trust — for the tools you need.

How it works

Three steps, starting today

1
Say hello to tiTi

Open the web app in your browser — nothing to download, nothing to learn. Chatting with tiTi on WhatsApp is coming soon.

2
Record as you sell

"Sold 2 bags rice 18,000 to Ade" — that's the whole thing.

3
See your money

Debtors, stock, receipts and reports, any time, on any phone.

What your records are worth

Records today. Financing tomorrow.

Every sale, debt and repayment you record builds a business scorecard — proof that you trade, and how well. When you want a freezer, a generator, a bike or stock on installments, that record is what speaks for you.

  1. You keep your recordsSales, credit, stock — the work you already do.
  2. tiTi scores your businessAnd tells you exactly which part to improve.
  3. A partner decidesThey supply the asset; repayments are recorded here.

1 financing partner reviewing applications on CreditVoice

CreditVoice does not lend money and does not decide who is approved. Your records are only shared with a partner when you apply and agree to share them.

Pricing

Start free. Pay when it pays you.

Every plan keeps your records safe. Pay yearly and get two months free.

Basic

Free
  • Record sales and credit
  • Who owes you, at a glance
  • Receipts you can send
Start free

Go

₦3,000 /month₦30,000 /year
Two months free
  • Unlimited records
  • Stock and low-stock alerts
  • Due dates and who to chase
  • Reports and profit
Choose Go

Premium

₦10,000 /month₦100,000 /year
Two months free
  • Everything in Pro
  • Unlimited branches and staff
  • Unlimited partners and investors
  • Priority support
Choose Premium

In their words

Businesses using CreditVoice

Real businesses, their own words — and their contact, so you can reach them.

“It helps me to know All product I have in store without checking book”

LINDER COLLECTION
Kitchen utensils and home appliances · Osogbo,osun State

Questions

Frequently asked

What is CreditVoiceai?

A financial assistant called tiTi that helps small and medium businesses record sales, track who owes them, manage stock and send receipts — with a dashboard for reports that becomes a credit scorecard over time.

Do I need to download an app?

No. CreditVoiceai runs in your browser and installs to your home screen like an app, so it works on any phone. Chatting with tiTi on WhatsApp is coming soon, and an Android app is on the way.

Is it free?

Yes — the Basic plan is free. Paid plans add unlimited records, staff accounts, branches and more.

What can tiTi do?

Record cash and credit sales, track debtors and send reminders, manage inventory with low-stock alerts, generate receipts and invoices, show reports and profit, and support staff, branches and partners.

Is my business data safe?

Your records are yours. We follow the Nigeria Data Protection Act, and nothing is shared with a financing partner unless you choose to apply and agree to share it.

Your books, done by the time you close

Join the businesses that stopped guessing what they sold and who owes them.

Start free See pricing